If we want to define insurance, the best way to do it is to take it as a means of protection against unexpected losses. They can be divided into life insurance, auto insurance, unemployment insurance, health insurance and a wide range of insurance.

To analyze the history of insurance, we must go back to the centuries before Christ, when in the Chinese and Indian civilizations there was already talk of insurance to protect merchants and sailors.

If we analyze an insurance there must be different parties, the protected is the insured, the protector is the insurer, the medium is the type of insurance, an insurance can cover only one person or add beneficiaries.

The insurance is based on the payment of a policy by the insured to the insurance company or insurer.

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